Self sustained wealth machine.
We believe that the majority of people want financial freedom but have no clear path to get there. When a person is looking at leaving behind burdens instead of opportunity they often avoid the ones that love them most, making their final years lonely and stressful.
By building a banking system that allows a person to commit their paycheck towards an asset that uses compound interest to multiply, and allows them to leverage that asset overtime to pay their bills and cover their monthly expenses, we can build a profit machine that benefits lenders, and consumers alike.
Model Scenario:
Allen makes $72k annually and takes home $60k. Allen spends $60k annually on living costs.
The lift-off loan gives Allen’s account a jumpstart. It enhances the accounts earning potential. The account has a continual fuel source from Allen’s deposits.
The next section details how funds are accessed by the customer. By leveraging the account via policy loan, Allen is able to continue earning compound interest on all of his deposits without giving up the ability to spend his money.
By leveraging the asset instead of taking distributions, Allen is able to make the annual repayment on his lift off loan, and use all $60k of his paycheck deposits so that he can continue to cover all of his expenses.
Below, you can see the value created for Allen by using the capital account. Even though the net asset value is rightfully his, it is pledged as collateral. Once the net asset value surpasses the principle balance of the lift off loan, the lien free amount is made accessible.